August 17, 2016

Self Managed Super – Savior or Scam?

For some the option of a Self Managed Super Fund (SMSF) is the ultimate expression of control over their finances.  They get to control how their capital is invested with relative freedom and save on costs at the same time.  For others this is simply the story they are sold. Two recent experiences only served to reinforce earlier experiences of the misuse of SMSF’s, where […]
September 4, 2017

“Simplicity is the ultimate sophistication.” – Leonardo da Vinci

In prior posts, we have highlighted the value in pursuing simple solutions, over complex or simplistic solutions.  It has also been highlighted that our desire as humans to feel special can lead us to the misconception we must seek out “special” solutions, which not surprisingly come at a significant price and in reality aren’t special at all. I would like to pick up on da […]
October 10, 2017

This Ain’t No Joke

“A man walks into…”   Like the cartoon above, a lot of jokes start with this line, but what I’m about to tell you is no joke.  Unfortunately, it is very real and happening every day. Does this sound ridiculous? A man (or woman) walks into…. their local Toyota dealer.  They are after a cost effective, reliable, value for money solution to their transport needs. Now […]
February 6, 2019

Financial One-Stop-Shops

Every now and then I do a Google search on independent financial advice or a variation to see what comes up.  Yes, I’m checking to see if Think Independent does, but let’s move on.  Too often there are advice practices that are far from independent.  That’s a problem but not what this post is about. A recent search brought up a practice that upon further digging is what you […]
August 17, 2016

Self Managed Super – Savior or Scam?

For some the option of a Self Managed Super Fund (SMSF) is the ultimate expression of control over their finances.  They get to control how their capital is invested with relative freedom and save on costs at the same time.  For others this is simply the story they are sold. Two recent experiences only served to reinforce earlier experiences of the misuse of SMSF’s, where […]
September 4, 2017

“Simplicity is the ultimate sophistication.” – Leonardo da Vinci

In prior posts, we have highlighted the value in pursuing simple solutions, over complex or simplistic solutions.  It has also been highlighted that our desire as humans to feel special can lead us to the misconception we must seek out “special” solutions, which not surprisingly come at a significant price and in reality aren’t special at all. I would like to pick up on da […]
October 10, 2017

This Ain’t No Joke

“A man walks into…”   Like the cartoon above, a lot of jokes start with this line, but what I’m about to tell you is no joke.  Unfortunately, it is very real and happening every day. Does this sound ridiculous? A man (or woman) walks into…. their local Toyota dealer.  They are after a cost effective, reliable, value for money solution to their transport needs. Now […]
February 6, 2019

Financial One-Stop-Shops

Every now and then I do a Google search on independent financial advice or a variation to see what comes up.  Yes, I’m checking to see if Think Independent does, but let’s move on.  Too often there are advice practices that are far from independent.  That’s a problem but not what this post is about. A recent search brought up a practice that upon further digging is what you […]