February 14, 2016

Life/Disability Insurance, do I really need it?

Do I really need life and disability insurance?  Before you can answer this question you need to provide some honest answers to a number of questions.  But first, let’s set a foundation for considering these questions. Human Capital v. Financial Capital When we start out in life on our own, taking over responsibility for ourselves from our parents, we typically have a lot of human […]
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April 14, 2016

Aim for Simple, not Simplistic.

Simple v. Simplistic At Think Independent we aim to make clients financial affairs simple.  What do we mean? Importantly, we don’t mean simplistic.  We are not looking to achieve simplicity for the sake of simplicity.  Rather we are looking for simplicity within the framework of our client’s goals and the available options. If we use a couple, John and Jan, who are saving for life […]
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February 14, 2016

Life/Disability Insurance, do I really need it?

Do I really need life and disability insurance?  Before you can answer this question you need to provide some honest answers to a number of questions.  But first, let’s set a foundation for considering these questions. Human Capital v. Financial Capital When we start out in life on our own, taking over responsibility for ourselves from our parents, we typically have a lot of human […]
Do you like it?
Read more
April 14, 2016

Aim for Simple, not Simplistic.

Simple v. Simplistic At Think Independent we aim to make clients financial affairs simple.  What do we mean? Importantly, we don’t mean simplistic.  We are not looking to achieve simplicity for the sake of simplicity.  Rather we are looking for simplicity within the framework of our client’s goals and the available options. If we use a couple, John and Jan, who are saving for life […]
Do you like it?
Read more